As an employer you are morally and legally responsible to care for the health of the people you hire and obviously you realize that it is better to budget for medical bills by opening a health insurance scheme. We have organized medical insurance schemes for many companies and are agents for around seven International Healthcare Companies.
As brokers we can save you the agony of trying to compare like for like from many quotations. At all times the security of the client is the first thing we look for, and the second thing is to find the best value for money with the widest cover.
We need a minimum of fifteen for local staff to set up a local group schemes. The main benefit on the Local group schemes is Hospitalisation & Surgical.
The additional benefits are:
- Outpatient Services
- Dental Services
- Maternity Benefits
- Optical Benefits
All health insurance companies have exclusions for drink, sex and drugs abuse, or existing health conditions which is to be expected, however, some companies want to limit the cost of an operation, or the hospital accommodation, and although their overall limit per year seems quote adequate, the patient (or his company) receives an extra bill for items which appeared to have been covered.
The point we are making here, is that it takes experience to compare one health insurer with another and we are offering our services as an experience long term broker. The benefits start for In-Patient Benefits from Rp. 100,000 Room and Board per day and above. You may also add additional Out-Patient Benefits, Dental and Maternity.
Your employees will have an identity card an Hospital inpatient services will normally be paid direct to the hospital concerned which eliminates the need for your company administration.