Inpatient Coverage is the Basic plan. Some insurers define the treatment if the member requires a bad in the hospital for the minimum of 24 hours. Others insurers define the treatment as Inpatient if the member stay in the hospital overnight.
The Local Health Insurances usually provide some Level of Benefits for local employees and their families according to their level of occupation. The company may have some levels in a Group Scheme. The level of benefits is based on the Room and Board charge per day.
The Hospitalization Benefits consist of the following benefits:
• Room and Board
• Intensive Care Unit
• Private Nurse
• Physician Visit
• Pre and post Hospitalisation
• Miscellaneous Hospital Supplies
• Ambulance Services
• Hospital Surgery
• Anesthetist
• Operating Theatre
• Emergency Outpatient Treatment
• Emergency Dental Treatment
Most companies choose to have Inpatient Benefits only as the companies usually provide a small yearly fixed amount for the other additional benefits.