Inpatient Coverage is the Basic plan. Some insurers define the treatment if the member requires a bad in the hospital for the minimum of 24 hours. Others insurers define the treatment as Inpatient if the member stay in the hospital overnight.
Most International Health Insurance will only cover the least cost of Private Room when the member is hospitalized.
Inpatient Benefits usually provide cover for the following benefits:
• Hospital room.
• Surgery, Anesthetist and Operating theatre charges.
• Intensive care unit.
• Surgical appliances and prostheses.
• Inpatient Prescription drugs and materials.
• Inpatient Diagnostic tests, Lab tests, X-rays, MRI, etc.
Most insured persons choose to have Inpatient Benefits only as the costs for Inpatient Treatment is usually a lot more than the premiums paid during the lifetime.