Out-patient insurance covers treatment provided by a medical practitioner or specialist and does not require an overnight stay at the hospital.
Most International Health Insurances provide the Outpatient Coverage in the middle plan. The Outpatient treatment includes:
• Consultations with general practitioners and Specialists
• Prescribed medicines
• Diagnostic tests
The premium for outpatient treatment is almost the same as the inpatient treatment premium. So the premium will be doubled if the member opts to have outpatient treatment. The treatment cost for Outpatient are very small, however it can happen frequently. Some clients prefer not to have outpatient coverage since they only concern about serious accidents and illnesses, not the smaller risks.