What would happen if things don’t go to plan; an accident, an unexpected illness, your premature death. We can’t prevent ill-health, but by the Health Insurance can give you a peace of mind and your family secure and supported through the hard times.
Not all companies have the experience to assist their employees with medical insurance overseas, and expatriates often have to take care of medical insurance on their own. We can provide expatriates worldwide with suitable and comprehensive overseas health insurance.
The Health International Insurance plans are mostly designed for individuals or families where the child and spouse can be added to the plan. The International Health Insurance usually reviews their premium every year and obviously the premiums will increase as you get older.
The International Health Insurance plans usually offer some different plans;
• The Basic Plan usually covers Inpatient only, however some insurance companies also cover the Out Patient Surgical Procedure, and Post Hospitalization Outpatient Treatment.
• The Second Plan usually covers all the benefits in Basic plan and also covers the Outpatient Treatment.
• The Third Plan usually offers Routine Dental Treatment and other extra benefits to the Second Plan above.
• The Top plan usually have higher benefit limit to the plans above.
Some International Insurers also offer optional benefits such us Maternity plan, Travel plan and Personal Accident Plan.
The member can also opt to have voluntary deductible (excess) to get the premium discount.
The process of finding a suitable expatriate medical insurance plan may seem complicated and confusing, but it is extremely important to take the time to find the right coverage. We can help you the agony of trying to compare like for like from many quotes.
If you would like to know more about the International Health Insurance, you can contact us and we will be happy to assist you.